When something serious happens at a property, the insurance file is the one that gets opened. The contents are the same every time — worth keeping prepared.
The basics
- Current insurance policy schedule, renewal date highlighted.
- Inventory of fittings and contents, where applicable.
- Recent gas, electrical and EPC certificates.
- Photos of the property prior to the current tenancy.
Updated annually
Treat it as a yearly review, not a one-off setup. Insurance circumstances change quietly.
A short conversation with the landlord at renewal, with the file in front of you, is far more productive than a phone call after an incident.
